The marketing of Klapton’s Maritime Sureties offerings continued apace during 2020, targeting the international maritime sector and Klapton’s established African business regions. Our maritime specialists worked closely with Klapton Reinsurance Brokers Limited colleagues in Nairobi (“KRB”) to raise awareness in the East Africa nations during the past year and will do likewise with the new […]
Getting to grips with contractual versus delictual liability
To get to grips with liability insurance you need a clear understanding of the difference between contractual liability and delictual liability. These legal terms for specific liability are also relevant to understanding the cover offered on insurance policies. Before I explain why, I will share the practical impact of these terms. Negligent loss or damage […]
The day after… how to build a hybrid organization policy?
Hybrid sounds like a buzzword to us but today it is already a concept that we all use a lot, both we as employees in our private lives, employers and organizations. What has happened to us in the past year and the hybrid life we have adopted is not just another buzz word but is […]
Update on the FCA Judgment on Business Interruption lockdown claims
The highly publicised legal dispute between British insured and the Financial Conduct Authority concerning whether insurers will be forced to indemnify policyholders for business interruption losses suffered as a result of the various government-imposed lockdowns has now finally been settled by the UK Supreme Court. They upheld the original judgment of the UK high court […]