Welcome to Klapton

Klapton’s Insurance & Reinsurance Products

With a wide range of insurance and reinsurance products, Klapton provides quality solutions to our customers, brokers, insureds and re-insureds.

We are an insurer and reinsurer registered in the Autonomous Island of Anjouan, Union of Comoros and formed in 2005, with reserves of over €52m.

Our business model is to focus on core activity lines, mainly sureties (bonds and guarantees), combined commercial (SME, Contractors & Engineering) and inward facultative reinsurance covers. These covers are carefully accepted from customers and brokers with whom we develop long term relationships.

Since 2017 we are a rated insurer, and recently Klapton is awarded Investment Grade rating by Bloomfield Investment (A1- Short Term & BBB+ Long Term – both with Stable outlook).

Klapton main activity is in the African, Middle East and Asia markets.


Member of the Organisation Of Eastern & Southern Africa Insurers

Member of the Organisation Of Eastern & Southern Africa Insurers by Shay Reches


Where We Cover

A word from the Maritime Surety Committee Chairman
March 10, 2021
The marketing of Klapton’s Maritime Sureties offerings continued apace during 2020, targeting the international maritime sector and Klapton’s established African business regions.
Getting to grips with contractual versus delictual liability
March 3, 2021
To get to grips with liability insurance you need a clear understanding of the difference between contractual liability and delictual liability. These legal terms for specific liabilit...
The day after… how to build a hybrid organization policy?
February 28, 2021
Hybrid sounds like a buzzword to us but today it is already a concept that we all use a lot, both we as employees in our private lives, employers and organizations. What has happened to ...