CEO & Director
As we are about to close another remarkable year, I am proud to reflect on the collective achievements that have shaped KIC’s progress. This year brought numerous personal milestones within our broader community, underscoring the strong human foundation behind our professional success.
From an operational perspective, KIC is about to meet its annual GWP targets, while demonstrating double-digit growth, outperforming expectations across key areas. This performance is a testament to the exceptional individuals who drive our business forward every day. I call them the “Dream Team,” and for a reason: it’s not only a pleasure to work alongside them, but they consistently manage to produce and perform beyond what is expected.
The strategic goals set for the coming years build directly on this momentum. Our ambition is to continue growing at a pace that exceeds industry averages, while maintaining the disciplined financial structure that ensures long-term stability. As we pursue these objectives, we remain committed to sustaining a strong capital adequacy position and a solid solvency standing—two pillars essential to our resilience and future expansion.
While this year’s top-line achievements are significant, it is important to emphasize that the top line is not the most important factor. Our focus extends to capital adequacy, profitability, solvency margins, and the broader financial indicators that safeguard our stability and guide our long-term strategy. These fundamentals form the backbone of our decision-making and support our commitment to sustainable growth.
This year’s accomplishments reflect dedication, professionalism, and a shared belief in the company’s mission. As we look ahead, we do so with confidence, clarity, and a commitment to continued progress in an evolving global landscape.